• Ads by Google:
     




    Get email alerts Celiac.com E-Newsletter

    Ads by Google:



       Get email alertsCeliac.com E-Newsletter

  • Announcements

    • admin

      Frequently Asked Questions About Celiac Disease   09/30/2015

      This Celiac.com FAQ on celiac disease will guide you to all of the basic information you will need to know about the disease, its diagnosis, testing methods, a gluten-free diet, etc.   Subscribe to FREE Celiac.com email alerts What are the major symptoms of celiac disease? Celiac Disease Symptoms What testing is available for celiac disease? - list blood tests, endo with biopsy, genetic test and enterolab (not diagnostic) Celiac Disease Screening Interpretation of Celiac Disease Blood Test Results Can I be tested even though I am eating gluten free? How long must gluten be taken for the serological tests to be meaningful? The Gluten-Free Diet 101 - A Beginner's Guide to Going Gluten-Free Is celiac inherited? Should my children be tested? Ten Facts About Celiac Disease Genetic Testing Is there a link between celiac and other autoimmune diseases? Celiac Disease Research: Associated Diseases and Disorders Is there a list of gluten foods to avoid? Unsafe Gluten-Free Food List (Unsafe Ingredients) Is there a list of gluten free foods? Safe Gluten-Free Food List (Safe Ingredients) Gluten-Free Alcoholic Beverages Distilled Spirits (Grain Alcohols) and Vinegar: Are they Gluten-Free? Where does gluten hide? Additional Things to Beware of to Maintain a 100% Gluten-Free Diet Free recipes: Gluten-Free Recipes Where can I buy gluten-free stuff? Support this site by shopping at The Celiac.com Store.

Long Term Care Insurance
0

3 posts in this topic

Has anyone else had trouble getting long term care insurance? I've got health insurance through my employer, but long term care insurance is optional, and we have to supply evidence of good health to qualify.

I had been thinking for a long time that I should have long term care insurance - I'm 51 and single - but I recently applied and was turned down!

I have no medical history of any health problems other than Celiac (I suppose my medical records indicate anemia and mild osteopenia as well. I do take anti-depressants, and have for years.) I don't think I have any other risk factors. I actually thought I was in pretty good shape and on the way to recovering from any Celiac-related issues I have.

Sheesh. <_< Do insurers just see Celiac as a "life-long chronic condition" (which I guess it is) and give it a thumbs down? Ironically, I think I take better care of myself than most people.

I can appeal the decision. I'm wondering now if, (assuming an appeal is successful),when and if I'm in need of long term care, the insurance company will deny my coverage based on a "pre-existing" condition. I suppose anything I

end up needing care for could somehow be related to Celiac, and therefore denied.

I'm worried! :unsure:

0

Share this post


Link to post
Share on other sites
Ads by Google:
Ads by Google:


Hi Emma:

Be sure to post whatever you find out. That would be awful if they tell us if and when we need it that it's a pre-exsisting condition.

Sally

0

Share this post


Link to post
Share on other sites

what about life Insurance?

If you get no satisifaction from the appeal process, then go to your State's Dept. of Insurance, if it doesn't upset your relationship with your employer..... as insurers are regulated by the state and if the state feels that they are being unfair, they'll force the insurer to write your coverage.

0

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!


Register a new account

Sign in

Already have an account? Sign in here.


Sign In Now
0

  • Forum Statistics

    • Total Topics
      106,463
    • Total Posts
      930,711
  • Member Statistics

    • Total Members
      63,888
    • Most Online
      3,093

    Newest Member
    LDescovich
    Joined
  • Popular Now

  • Topics

  • Posts

    • If you're going to continue to push for a diagnosis stay on gluten! A break could lead to a false negative. It's a lot harder to go off it and then go back on...   
    • I still prefer steaming, but I wash my white rice throughly.  I purchase California rice which has a lower level of arsenic.  Moderation is key to most everything!  😊
    • I eat pretty much grain free just fine, I eat fats instead. But on a side note I posted some specialty and grain free options as of late in the food alternative page where I list companies and food product alternatives. I honestly just welcomed bread back into my life, I found a company that makes grain free bread out of nut flours. Given you have to toast the dang bread to use it well but seems to work decently. Pasta there are carb free versions out there, and there are ones made with quinoa, buckwheat, or other grains, I even know one company that makes nut flour based ones. You can get these gluten-free options and avoid the rice. As to levels of arsenic they do test foods for these, and all should be safe, the trace amounts and the sheer amount you would have to eat to get effected is staggering, a bit of rice will not hurt you regardless if your concerned I know gluten-free watchdog does arsenic testing on products you could check and find the "safest ones" for your concerns.
    • I've forgotten them, just remember the good stuff. Weekends in Baja or Vegas or up Pacific highway to see the Redwoods and Frisco. Watching the sunrise at Mount Soledad and watching it drop into the Pacific in the evening. Carne Asada Burritos on Garnet* Solana beach ale* Gorgeous women entranced by my exotic accent, humboldt county weed, raves at the romper room, *1.99 are you out of your mind Denny Breakfasts, Christmas on the beach, *Beers in the gaslamp quarter. I need one of these                                      * which by the power of my imagination have magically become gluten free     AANNNYWAAY... Arsenic in rice. Yeah. 
    • Oh, it definitely struck me as very odd! It also says "no significant increase in intraepithelial lymphocytes". That's their favorite word I guess!  My blood work pre-biopsy also showed increase lymphocytes and my primary doctor said it usually means increased inflammation. Doing all the things I can now---filing a complaint, I've emailed my doctors to tell them I'm upset and don't think I received proper care, I'm in the process of trying to see a naturopath that diagnosed a friend of a friend w celiac. I'm going to see if i can get the other blood work done with them---and I've been gluten free for a week and a half!     
  • Upcoming Events