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Obtaining Insurance

greatdanesasha

By greatdanesasha
in Doctors

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greatdanesasha Newbie
greatdanesasha
Posted

I was diagnosed over two years ago. My husband recently lost his job in which I was covered under group insurance. He is now working again and neither of the companies we work for offer group insurance. I have been turned down for private insurance. Can anyone PLEASE help me with getting new insurance? The State of Texas has not been very helpful with Celiac disease as they do not see this condition as a disability. Please help!

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*lee-lee* Enthusiast
*lee-lee*
Posted

can you call your doctors office and see if they have any suggestions? or maybe the department of health?

i don't live in Texas so i know i'm not much help but in New York (where i live) there's a program called Healthy NY and it provides health coverage based on your income. I'm not sure of the requirements but my sister got coverage and she has problems with her weight and thyroid so they can't be too strict. maybe Texas has something like that?

Phyllis28 Apprentice
Phyllis28
Posted

California has a high risk health insurance pool. Below is a link to what I think is Texas's equvalent.

Open Original Shared Link

The other option is for you to look for a job with health insurance.

Hope you can find insurance.

debmidge Rising Star
debmidge
Posted

another website to try:

Open Original Shared Link

  • 2 weeks later...
GIB Newbie
GIB
Posted
I was diagnosed over two years ago. My husband recently lost his job in which I was covered under group insurance. He is now working again and neither of the companies we work for offer group insurance. I have been turned down for private insurance. Can anyone PLEASE help me with getting new insurance? The State of Texas has not been very helpful with Celiac disease as they do not see this condition as a disability. Please help!

About 40 years ago I, too, was rejected by insurance because of celiac. My physician (an internal medicine specialist) wrote a strong letter to the medical director of the insurance company, explaining that my disease involves an inability to digest gluten and that I comply religiously with the gluten free diet. Moreover, he noted that there is no research that indicates lower longevity among people diagnosed with celiac than for the public at large.

It worked: I got insured and have been insured ever since. Do NOT let this go, because it may affect your ability to get insurance from other carriers. Find a doctor who will be a strong advocate for you with insurers.

Good luck,

GIB

GIB Newbie
GIB
Posted
another website to try:

Open Original Shared Link

You may want to find a good lawyer. Though common, this slighting of celiac symptoms may be malpractice.

GIB

debmidge Rising Star
debmidge
Posted
You may want to find a good lawyer. Though common, this slighting of celiac symptoms may be malpractice.

GIB

GIB

Please expand on this as I don't understand who would be the source of the slighting: the insurance companies, the doctors or the state insurance regulators?

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