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Dissability Insurance?

loko

By loko
in Coping with Celiac Disease

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loko Newbie
loko
Posted

Has anyone used their private dissability insurance because it was affecting their work???????.

I am a self employed building contractor.......but also work on site. Most places there is no facility. Also seems worse

when I have a meeting with the clients..I was just wondering if I could get some coverage until I am healed???. I have been gluten free for app 4 months...........and seem to be getting slowly better....but

still unpredictable once in a while.........casey H

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mroper Rookie
mroper
Posted

When I first got really ill, I did file for short term disability. I did receive checks for about 6 months, however when I finally got a diagnosis they denied any further benifits (even though I was still not well). If you are unable to work you should file a claim. Good Luck!

ravenwoodglass Mentor
ravenwoodglass
Posted

This may be easier if you have more than one issue going on. Many times a claim for just celiac will be denied, (these folks are clueless) but with your job if the doctor can say something like that you also have an anxiety disorder or something in addition to the celiac you might have more success. Many of us have multiple systems effected, when we cover everything under the celiac diagnosis and don't mention the mental difficulties, or the arthritis or balance or other issues it can make it harder. You may also want to consult with a disability lawyer as many are turned down on the first try. I wish you a lot of luck and even more so a speedy recovery.

debmidge Rising Star
debmidge
Posted

read your policy for the definition of long-term and short-term disability as sometimes the polcy wording makes it that if you are disabled for just the work that you do and any other work then you can go on disability; however if you have wording that states if you can do any other job while ill then your claim might be denied. The fine print wording can sometimes determine whether or not the insurance company will pay.

loko Newbie
loko
Posted
  • Author
read your policy for the definition of long-term and short-term disability as sometimes the polcy wording makes it that if you are disabled for just the work that you do and any other work then you can go on disability; however if you have wording that states if you can do any other job while ill then your claim might be denied. The fine print wording can sometimes determine whether or not the insurance company will pay.

Thank you all for your info., very much appreciated............loko

Viola 1 Rookie
Viola 1
Posted

I'm not sure if you could get disability for Celiac here in Canada or not, however, I know that my daughter got a disability grant from the federal government to go to University as she is too small and frail to keep up with the physical work she was doing. It was specified that she had to use it for "equipment" that will help her in the future. She got a new laptop computer as she is taking Journalism. She will get the same grant once a year until she has finished her studies.

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      Son's legs shaking

      By lizzie42 · Posted

      Thank you! That's helpful. My kids eat very little processed food. Tons of fruit, vegetables, cheese, eggs and occasional red meat. We do a lot of rice and bean bowls, stir fry, etc.  Do you think with all the fruits and vegetables they need a vitamin supplement? I feel like their diet is pretty healthy and balanced with very limited processed food. The only processed food they eat regularly is a bowl of Cheerios here and there.  Could shaking legs be a symptom of just a one-time gluten exposure? I guess there's no way to know for sure if they're getting absolutely zero exposure because they do go to school a couple times a week. We do homeschool but my son does a shared school 2x a week and my daughter does a morning Pre-K 3 x a week.  At home our entire house is strictly gluten free and it is extremely rare for us to eat out. If we eat at someone else's house I usually just bring their food. When we have play dates we bring all the snacks, etc. I try to be really careful since they're still growing. They also, of course, catch kids viruses all the time so I  want to make sure I know whether they're just sick or they've had gluten. It can be pretty confusing when they're pretty young to even be explaining their symptoms! 
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