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Need Health Insurance


CeliacFashionista

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CeliacFashionista Apprentice

I'm been struggling to get health insurance for over a year now and I am 100% sure I have celiac disease. I have been gluten free for about a month now and I feel sooo much better than before. However, I was diagnoised with acute hyperactive thyroid a while ago and I believe I need to be a on medication for this now. I cannot get insurance however to see any doctors to treat me. I take a multivitamin and drink milk kefir daily to improve my health on my own but I am aware this is not enough. I am 22 and in my senior year of college and this is a very crucial time in my life. Please any advice will help!


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kareng Grand Master

A lot of colleges offer inexpensive health insurance for students. You would have to see if there is a "pre-exisiting condition" clause.

If you go to a college with a med school, they will usually treat students free or very cheaply.

There might be a public health clinic or county health clinic. They would need your previous records to treat you.

ravenwoodglass Mentor

Do your parents have health insurance? The laws have changed recently and you can be added back onto their policy if you are in college and under 26. If that is not possible do check and see if you qualify for Medicaid. Many qualify but don't realize it. You do not have to take any other assistance if you don't want to.

saintmaybe Collaborator

A lot of four year universities require their students to have health insurance, whether it's through their parents or through the school. I think that regulation *may* vary by the state though.

I second the student health insurance. It may not get you very far with specialists and such, but it will at least get you in to see the Nurse Practitioners and Staff Physicians at your school. I've found universities have some excellent dietary support groups, because students are striking out on their own for the first time, and usually have terrible eating habits. Those you might not need insurance to participate in at all. Just a thought!

livelifelarge24 Enthusiast

You may also check with the county program where you live. In Ca we have CMISP which pays medical costs for people under a certain income level that don't qualify for medi cal. You can google your county's department of health and human services and they should be able to point you in the right direction.

  • 1 month later...
CeliacFashionista Apprentice

Thank You all very much for your responses! I finally convinced my mom to buy me a health insurance plan and I have been able to see doctors.

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    • AlwaysLearning
      Get tested for vitamin deficiencies.  Though neuropathy can be a symptom of celiac, it can also be caused by deficiencies due to poor digestion caused by celiac and could be easier to treat.
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      Thank you so much for your response  Yes it seems as though things get very painful as time goes on.  I'm not eating gluten as far as I know.  However, I'm not sure of cross contamination.  My system seems to weaken to hidden spices and other possibilities. ???  if cross contamination is possible...I am in a super sensitive mode of celiac disease.. Neuropathy from head to toes
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      EXACTLY! I was asked yesterday on my LAST video call with Standford and I stated exactly yes absolutely this is why I need the name! One, get proper care, two, not get worse.Im falling apart, stressed out, in pain and just opened email from Stanford stating I was rude ect.I want that video reviewed by higher ups and see if that women still has a job or not.Im saying this because I've been medically screwed and asking for help because bills don't pay itself. This could be malpratice siit but im not good at finding lawyers
    • AlwaysLearning
      We feel your pain. It took me 20+ years of regularly going to doctors desperate for answers only to be told there was nothing wrong with me … when I was 20 pounds underweight, suffering from severe nutritional deficiencies, and in a great deal of pain. I had to figure it out for myself. If you're in the U.S., not having an official diagnosis does mean you can't claim a tax deduction for the extra expense of gluten-free foods. But it can also be a good thing. Pre-existing conditions might be a reason why a health insurance company might reject your application or charge you more money. No official diagnosis means you don't have a pre-existing condition. I really hope you don't live in the U.S. and don't have these challenges. Do you need an official diagnosis for a specific reason? Else, I wouldn't worry about it. As long as you're diligent in remaining gluten free, your body should be healing as much as possible so there isn't much else you could do anyway. And there are plenty of us out here who never got that official diagnosis because we couldn't eat enough gluten to get tested. Now that the IL-2 test is available, I suppose I could take it, but I don't feel the need. Someone else not believing me really isn't my problem as long as I can stay in control of my own food.
    • AlwaysLearning
      If you're just starting out in being gluten free, I would expect it to take months before you learned enough about hidden sources of gluten before you stopped making major mistakes. Ice cream? Not safe unless they say it is gluten free. Spaghetti sauce? Not safe unless is says gluten-free. Natural ingredients? Who knows what's in there. You pretty much need to cook with whole ingredients yourself to avoid it completely. Most gluten-free products should be safe, but while you're in the hypersensitive phase right after going gluten free, you may notice that when something like a microwave meal seems to not be gluten-free … then you find out that it is produced in a shared facility where it can become contaminated. My reactions were much-more severe after going gluten free. The analogy that I use is that you had a whole army of soldiers waiting for some gluten to attack, and now that you took away their target, when the stragglers from the gluten army accidentally wander onto the battlefield, you still have your entire army going out and attacking them. Expect it to take two years before all of the training facilities that were producing your soldiers have fallen into disrepair and are no longer producing soldiers. But that is two years after you stop accidentally glutening yourself. Every time you do eat gluten, another training facility can be built and more soldiers will be waiting to attack. Good luck figuring things out.   
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