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Does Being A Celiac Affect Insurance Quotes

kokoann(sara)

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kokoann(sara) Newbie
kokoann(sara)
Posted

I am certain that I have problems with gluten, however I am not sure if I should actually go through with the tests and have the outcome affect my future insurance costs. Has this disease affected anyones insurance? Can I go without knowing for sure? Or do I need to get all of the tests to be sure there isn't anything else that is complicating matters such as Chrones and Ulcerative Colitis?

Thanks,

Sara

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Guest nini
Guest nini
Posted

when I lost my insurance through my employer I had a really hard time getting coverage. I was actually denied coverage because of it even though I am healthier with the dx than I was before the dx... It was really stupid. I ended up having to go back to the same company that had insured me through my employer and just roll over that plan into an individual plan so that they wouldn't ask me any health questions. I don't know if anyone else has had this experience, but this is my personal experience. It was extremely frustrating to say the least. I did finally get one company to say they would insure me, but that ANYTHING having to do with the Celiac dx would be denied. Ridiculous.

MACE Rookie
MACE
Posted

I think you should find out if you have it or not. I guess you could just go gluten free and see how you feel after a while. As for insurance I am not sure, but I do not think it would. It could maybe depend on the kind of insurance you have. Like me with cancer, my rates did not go up, but I think if had should have had to change insurance companies for some reason I have heard some will put a rider on them for a year and not cover exsisting problems. I am not on medicare so I do not really have to worry about that part.

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      I don't see how cornstarch could alter the test results. Where did you read that?
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    • Julie 911
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      By Julie 911 · Posted

      No she didn't because if I want to ask I have to pay 700$ for 1 hour appointment so I couldn't even ask. I read that fillers like cornstash can alter the result and tylenol contains it so that's why I tried to find someone who can answer. 
    • trents
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      By trents · Posted

      Did the GI doc give you any rational for stopping the Tylenol during the gluten challenge? I have never heard of this before and I can't imagine a good reason for it. Ibuprofen, maybe, because it is an anti inflammatory but acetaminophen?  I don't see that it would have any impact on the test results to take Tylenol.
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