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Financial Help


TinkerbellSwt

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TinkerbellSwt Collaborator

Does anyone have ideas on how to get some financial help? I cant get a consolidation loan at a regular bank as my credit isnt very good. I had declared bankruptcy about 4-5 years ago due to my divorce, lots of money there. I just tried a money management thingy online, basically she said to declare bankruptcy. I dont want to do that.. even in another chapter. I dont own a house, the only thing I have is a car payment besides normal household bills and my stupid credit card bills. I dont even owe much compared to some, only 5500.00 but I am on permanent disability and dont make that much. The managment company said I need to make another 414.00 a month just to meet my finanacial needs.

I just am wondering if anyone has any advice or a consolidation place they have used that you dont need perfect credit for..

oh heck.. or any advice at all!!

Thanks..

Stephanie


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CarlaB Enthusiast

Is there any way to get a different car where you won't have a car payment? Besides that, I can't think of anything off the top of my head ... sorry. I hope someone has some better answers ...

mn farm gal Apprentice

It may be possable to consolidate your car payment with the credit cards which would both be at a lower rate? I don't know how much you have with both, but some credit card offers no interest for a year and/or low interest for life of low as long as paid on time each month. Other than that I am not sure. Is there something you could do from home even if it was very little? Sorry not much help.

Jestgar Rising Star

Have you tried calling the credit card companies to see if they will decrease or eliminate your interest? Some will just to keep you from defaulting on all the payments.

Short term room mate?

Any bills you can eliminate? Cable? Magazines? Cell phone? Internet? (OK, maybe you need that one for sanities sake.)

Call your bank, see if they can offer you a better rate on your car loan.

CarlaB Enthusiast
Internet? (OK, maybe you need that one for sanities sake.)

I have a laptop and went months when we first moved using free internet at Panera Bread and Buffalo Wild Wings. Of course that depends on what kind of computer you have.

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      Welcome to the celiac.com communiuty, @Matthias! Yes, we have been aware that this can be an issue with mushrooms but as long as they are rinsed thoroughly it should not be a problem since the mushrooms don't actually incorporate the gluten into their cellular structure. For the same reason, one needs to be careful when buying aged cheeses and products containing yeast because of the fact that they are sometimes cultured on gluten-containing substrate.
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      The one kind of food I had been buying and eating without any worry for hidden gluten were unprocessed veggies. Well, yesterday I discovered yet another pitfall: cultivated mushrooms. I tried some new ones, Shimeji to be precise (used in many asian soup and rice dishes). Later, at home, I was taking a closer look at the product: the mushrooms were growing from a visible layer of shredded cereals that had not been removed. After a quick web research I learned that these mushrooms are commonly cultivated on a cereal-based medium like wheat bran. I hope that info his helpful to someone.
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      I might suggest you consider buckwheat groats. https://www.amazon.com/Anthonys-Organic-Hulled-Buckwheat-Groats/dp/B0D15QDVW7/ref=sr_1_4_pp?crid=GOFG11A8ZUMU&dib=eyJ2IjoiMSJ9.bk-hCrXgLpHqKS8QJnfKJLKbKzm2BS9tIFv3P9HjJ5swL1-02C3V819UZ845_kAwnxTUM8Qa69hKl0DfHAucO827k_rh7ZclIOPtAA9KjvEEYtaeUV06FJQyCoi5dwcfXRt8dx3cJ6ctEn2VIPaaFd0nOye2TkASgSRtdtKgvXEEXknFVYURBjXen1Nc7EtAlJyJbU8EhB89ElCGFPRavEQkTFHv9V2Zh1EMAPRno7UajBpLCQ-1JfC5jKUyzfgsf7jN5L6yfZSgjhnwEbg6KKwWrKeghga8W_CAhEEw9N0.eDBrhYWsjgEFud6ZE03iun0-AEaGfNS1q4ILLjZz7Fs&dib_tag=se&keywords=buckwheat%2Bgroats&qid=1769980587&s=grocery&sprefix=buchwheat%2Bgroats%2Cgrocery%2C249&sr=1-4&th=1 Takes about 10 minutes to cook. Incidentally, I don't like quinoa either. Reminds me and smells to me like wet grass seed. When its not washed before cooking it makes me ill because of saponins in the seed coat. Yes, it can be difficult to get much dietary calcium without dairy. But in many cases, it's not the amount of calcium in the diet that is the problem but the poor uptake of it. And too much calcium supplementation can interfere with the absorption of vitamins and minerals in general because it raises gut pH.
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